Get My Credits
Return the current user’s credit balance + monthly grant + period anchor.
Free-tier users have no Subscription row; the response falls back to the canonical FREE Plan (1000 credits/mo, calendar-month boundary).
Authentication
AuthorizationBearer
Clerk JWT token
Response
Successful Response
data
Per-user credit balance + period anchor (consumed by GET /users/me/credits).
meta
Errors
422
Unprocessable Entity Error